Natural Capital Investment Fund provides financing, advisory services and targeted assistance to farmers of color and minority-owned agri-businesses. Our goal? Help farmers and agri-businesses invest in infrastructure, equipment and land to:

  • Diversify beyond commodity markets
  • Develop value-added products and other sources of income
  • Serve the growing demand for fresh, local food through new markets.


Loan size: $10,000 to $750,000, Flexible terms
Interest rate: Market rate; rate depends on available collateral
Term: Working capital up to five years; 
            Equipment up to 10 years
            Real Estate up to 20 years
  • Equipment (new and used)
  • Livestock
  • Cold storage, processing and value-added products
  • Renewable energy and energy efficiency improvements
  • Working capital
  • Land purchases or improvements (irrigation, fencing, etc.)

Advisory Services

NCIFund partners with agencies, nonprofits and third-party service providers to address particular needs faced by farmers of color and minority-owned businesses. We can:

Farmers can download an overview and application HERE
Accountants can download an overview and application HERE