NCIF’s current strategic initiatives use targeted funding to “double down” on particular sectors, taking our combined approach of loan capital and business advisory services to the next level. For example:

  • Energy

    Through our Energy Efficient Enterprises Initiative, we’ve partnered with USDA REAP  (Rural Energy for America Program) to fund energy audits for small businesses, then follow up with loan financing to help borrowers finance the projects that make economic sense. 


  • Food

    Through our Food Systems Initiative, NCIF provides financing and business coaching to food-related businesses across central Appalachia and the Southeast, supporting access to fresh, healthy food for communities, and supporting local jobs.



For more information, please contact Rick Larson, Director of Strategic Initiatives at This email address is being protected from spambots. You need JavaScript enabled to view it. or 919-951-0113.