Borrower Profiles

Sustainable Solutions, LLC_NCIF Loan
Location: Shepherdstown, West Virginia
Years in Business: > 10 years
NCIFund Role: Working capital loan, technical assistance
Sector: Environmental services, energy efficiency
Partners: USDA Rural Energy for America Program
Impact: Job creation, energy savings

Sustainable Solutions, LLC, uses an Ecosystem Services approach to provide a wide range of natural resource management services, including  conservation contracting, prescribed fire solutions, ecological planning services and natural resource education and training.

Bailey Mountain Bike Park_NCIF Loan
Location: Marshall, North Carolina
Years in Business: >1 year
Jobs Created: 5
NCIFund Role: Acquisition loan
Sector: Eco-tourism
Partners: The Rural Center Small Business Credit Initiative, The Support Center, Mountain BizWorks

As a family with a passion for mountain biking, when Guy and Jennifer Miller’s son introduced them to downhill (or “gravity”) mountain biking, it was an easy sport for them to get behind. After taking their son to downhill races around the country and getting to know the sport better, they realized that there was a real void for this sport in the Southeast. There was a demand, but nowhere for people to go.

Inter-state Hardwoods_NCIF Technical Assistance
Location: Bartow, WV
Years in Business: >50 years
NCIFund Role: Technical Assistance
Sector: Forest Products
Partners: USDA REAP 
Impact: Energy savings

Inter-State Hardwoods has been in the sawmill business for decades, tracing its origins back to the late 1930s. The family-owned sawmill primarily manufactures hardwood boards and moulding, and is committed to sourcing its timber locally and sustainably. 

Fullsteam Brewery_NCIF Loan
Location: Durham, North Carolina
Years in Business: <10 years
NCIFund Role: Line of Credit, Equipment Acquisition, Refinancing
Sector: Craft Beer Brewing; Value-Added Agriculture
Impact: Job Creation, Strengthening Food Economy

Fullsteam crafts Southern-inspired “plow-to-point” beer, using local, seasonal ingredients like paw paws, persimmons, pears and pecans. In a post-tobacco era, Fullsteam is enlisting neighboring farmers, foragers and agricultural entrepreneurs to help build a Southern Beer Economy, one pint at a time.

Bullock Properties_NCIF Loan
Location: Charleston, West Virginia
Years in Business: > 5 years
Product/Service: Renovation of historic properties
NCIFund Role: Construction loan
Sector: Main Street redevelopment
Impact: Construction jobs, creative reuse

It’s a lot noisier than it used to be in Elk City, a 1900’s-era section of west Charleston, West Virginia.