About NCIF
NCIF Logo The Natural Capital Investment Fund (NCIF) is certified as both a Community Development Financial Institution and a Community Development Entity.
Our mission is to provide debt and equity financing to small and emerging natural resource-based businesses that will advance sustainable economic development throughout North Carolina, Northeast Tennessee, Southwest Virginia and West Virginia. NCIF's business clients are predominately located in economically distressed rural communities and are unable to access capital from traditional sources.
NCIF provides critical, timely capital that supports business expansion, creates employment opportunities and develops the rural tax base. NCIF also provides targeted technical assistance to build the non-financial capacity of our clients.
Laurel Creek Hardwood Builds on Appalachia's Natural Forest Assets

 

Bill Glasscock, shown here, and wife, Sharon, bought the Richwood Sawmill when its out-of-state owners shut it down.
Bill Glasscock, shown here, and wife, Sharon, bought the Richwood Sawmill when its out-of-state owners shut it down. This month they were profiled by the W.K. Kellogg Foundation as an NCIF success story. Read more »

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Donor Commitment
Our donors choose to invest in the Natural Capital Investment Fund because of our commitment to safeguarding their privacy, exceeding industry standards for use of funds, limiting mailings and ensuring gifts directly support conservation.

Latest News
Read Natural Capital Quarterly
A new issue of "Natural Capital Quarterly," the newsletter of the Natural Capital Investment Fund, is now available online. In each issue we will share news about our investments in environmentally friendly businesses that are creating jobs in rural communities across our four state service area. You will also hear about the partners who work with us to advance sustainable economic development in the region. Subscribe today and have each future issue delivered to your e-mail inbox.

A Resource for Rural Businesses
What We Do
NCIF has a “roll up our sleeves” partnership with its portfolio companies, built on our desire to help a company grow.

 

NCIF taps its network for resources to solve business problems and help a business plan ahead. It also functions as a sounding board to review plans, assess strategy, analyze ongoing performance and explore future business opportunities.
For Our Bank Partners
Opportunities to Partner with NCIF
NCIF can be part of your bank's strategy to reach and support local small businesses.

 

    • Co-lending with your bank
    • Referring loans to NCIF
    • Structuring growth financing with NCIF
    • Extensive business development services